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DW – Divergingwisdom.com takes your privacy seriously. Please read the following to learn more about our privacy policy.
NOTE: Click here for practical tips from the federal government and the technology industry to protect your personal information, secure your computer and guard you from Internet fraud. |
Content:
- This policy covers how DW treats personal information that DW collects and receives, including information related to your past use of DW products and services. Personal information means your name, address, email address, or phone number etc. that you provide during registration and product buying processes which is not otherwise publicly available.
- This policy does not apply to the practices of companies that DW does not own or control, or to people that DW does not employ or manage. In addition, some companies that DW has is affiliated with, their preexisting privacy policies will prevail.
How D collects and uses your information:
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- DW collects personal information when you register with DW!, when you use DW products and services, when you visit DW pages or the pages of certain DW partners, and when you enter promotion. DW may combine information about you that we have with information we obtain from business affiliates.
- When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services we might also ask for your address and Social Security number,. When you register with DW and sign in to our services, you are not anonymous to us.
- DW collects information about your transactions with us and with some of our business Affiliates, including information about your use of services that we offer.
- DW automatically receives and records information from your computer and browser, including your IP address and, DW cookie information, software and hardware attributes, and the page you request.
- DW uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.
Information Sharing and Disclosure:
- DW does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide services you've requested, when we have your permission, or under the following circumstances:
- We provide the information to trusted partners who work on behalf of or with DW under confidentiality agreements. These companies may use your personal information to help DW communicate with you about offers from DW and our marketing partners. However, these companies do not have any independent right to share this information.
- We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.
- We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of DW's terms of use, or as otherwise required by law.
- We transfer information about you if DW is acquired by or merged with another company. In this event, DW will notify you before information about you is transferred and becomes subject to a different privacy policy.
- DW displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria—for example, women ages 18-24 from a particular geographic area.
- DW does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
- DW advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).
Cookies:
- DW may set and access DW cookies on your computer.
- DW lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to DW cookies.
Your Ability to Edit and Delete Your Account Information and Preferences
- You can edit your DW account information, including your marketing preferences, at any time.
- New categories of marketing communications might be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive.
- We reserve the right to send you certain communications relating to the DW service, such as service announcements, administrative messages and the DW Newsletter, that are considered part of your DW account, without offering you the opportunity to opt out of receiving them.
- You can delete your DW account by visiting our Account deletion page.
How we ensure Confidentiality and Security:
- We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide services to you or in order to do their jobs.
- We have physical, electronic, and procedural safeguards that comply with government regulations to protect personal information about you.
Changes to this Privacy Policy:
- DW may revise and update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your DW account or by placing a prominent notice on our site.
DW – Divergingwisdom.com
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